Job Description
Credit Risk Control Business Change (CRC
BC) is responsible for providing the combination
of process and resource to facilitate and
support effective business change.
A role exists for a business analyst within
the team to support business changes within
the area of Credit Tools and Workflow area
of Credit Risk. The role supports all functional
activities with a project, or programme.
This covers, but is not limited to:
Taking responsibility for collecting and
verifying the business requirements, analysing
systems and data associated with the requirements
to define the functional specification.
The role includes the delivery of activities
following a formal development life cycle
from inception through analysis, specification,
user-acceptance testing and delivery of
detailed user documentation. It is very
important that the candidate has experience
and knowledge of a formal project life cycle.
Key tasks include:
- Participate in group session to capture
and verify requirements
- Write comprehensive Business Requirements
Documents, communicating the needs of the
business to users and to the Risk IT development
teams
- Participate in sessions to identifying
potential solutions and assess them for
both technical and business suitability
- Translate business requirements into comprehensive
and clear business processes
- Producing Project Feasibility Reports
- Participate in sessions to translate the
business requirements into functional solutions.
Write comprehensive Functional Specification
Documents, communicating the needs of the
solution to users and to the Risk IT development
teams
- Working closely with Risk IT developers
and a variety of end users to ensure technical
compatibility and user satisfaction
- Participate in user acceptance testing
planning and execution
- Planning and working flexibly to a deadline
The successful candidate will have a detailed
understanding of credit (counterparty) risk,
investment products and associated Credit
Officer processes. The role takes on responsibility
for the analysis of business processes,
data elements and systems. The current portfolio
of change includes:
- Development of an LGD (Loss Given Default)
application and associated business process
- Replace of Credit Officer workflow application
- Credit Officer productivity and associated
business process changes
- Pre-availability system changes
- Credit Officer desktop changes
The individual must be practically minded
and have a logical, systematic approach
to work. The ability to meet deadlines in
a challenging environment is a pre-requisite.
The successful candidate will join a global
team and gain significant exposure to all
aspects of Credit Risk Control. They will
work within a diverse environment incorporating
credit officers, trading / sales, quants,
IT professionals and project managers.
Client
- Ensure client relationships and interaction
are conducted professionally.
- Develop effective working relationships
with key stakeholders where required.
- Understand stakeholders' strategic requirements
and how that impacts the strategy.
- Provide guidance on current and ongoing
progress to stakeholders in the organization
as appropriate.
- It is critical that the candidate is able
to communicate well (oral and written).
The candidate should be able to explain
technical issues to a non-technical audience.
People
- Strong management and communication skills
are essential.
- Able to work effectively in a team, drawing
on resources within the team (and across
the bank) to deliver results efficiently,
adhering to deadlines.
- Organised, detail oriented, self-motivated
and respond well under pressure.
- Cooperative, enthusiastic and adaptable.
Economic
- Aptitude for generating innovative ideas
and developing solutions to problems
Functional/Technical
- A detailed understanding of the CRC business
process, and the tools / systems that support
those processes. In depth understanding
of both pre-deal and post-deal Credit processes,
and able to access the impact of changes
on credit policies, credit authorities,
limits, reporting – availability checking,
excess reporting and portfolio reporting.
- Experience in structured analysis, process
design, writing specifications and user
acceptance testing (UAT) is a pre-requisite.
The candidate will need to show that he/she
understands the full project cycle.
- A methodical, logical and structured approach
to assigned work is vital.
- Strong organisational skills with disciplined
and structured approach.
- Broad familiarisation with project management
methodologies and tools.
- Clear verbal and written communication.
- Maintain the professional, ethical and
legal standards required in CRC.
- A background that includes some IT technical
experience will be viewed positively.
- Proficient with Excel, Word, PowerPoint,
Visio and Access. |
